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Setup Autopay and ensure your payments are made on time every month. Avoid the worry of making payments with Autopay. up arrow. © Genesis FS Card Services. Are you thinking about applying for the Rooms To Go credit card? The minimum recommended credit score for this credit card is Rooms To Go credit card. Existing cardholders: See your credit card agreement terms. that no credit is needed and flexible payment plans are available, just pay as you go.